{"version":"https://jsonfeed.org/version/1.1","title":"Stephen Ajulu","home_page_url":"https://ajulu.netlify.app/","feed_url":"https://ajulu.netlify.app/tags/investing/feed.json","description":"Hello, I'm Stephen Ajulu, a seasoned multidisciplinary tech professional with over a decade of experience. I build impactful solutions using design, tech, and engineering in the pursuit of impact.","icon":"https://ajulu.netlify.app/images/me.jpg","authors":[{"name":"Stephen Ajulu","url":"https://stephenajulu.com","avatar":"https://ajulu.netlify.app/images/me.jpg"}],"items":[{"id":"https://ajulu.netlify.app/posts/potential-medium-to-high-returns-investment-options-to-explore/","url":"https://ajulu.netlify.app/posts/potential-medium-to-high-returns-investment-options-to-explore/","title":"Potential Medium to High Returns Investment Options To Explore","summary":"Investing is one of the best ways to grow your wealth over time. While there are no guarantees in investing, some investments offer a higher potential for returns than others. In this article, we\u0026rsquo;ll explore some of the potential medium to high returns investment options available to investors.\nReal Estate Investments Real estate has been a popular investment option for many years. It is a tangible asset that has the potential to appreciate in value over time. There are various ways to invest in real estate, including rental properties, flipping properties, and real estate investment trusts (REITs).\n","content_html":"\u003cp\u003eInvesting is one of the best ways to grow your wealth over time. While there are no guarantees in investing, some investments offer a higher potential for returns than others. In this article, we\u0026rsquo;ll explore some of the potential medium to high returns investment options available to investors.\u003c/p\u003e\n\u003ch2 id=\"real-estate-investments\"\u003eReal Estate Investments\u003c/h2\u003e\n\u003cp\u003eReal estate has been a popular investment option for many years. It is a tangible asset that has the potential to appreciate in value over time. There are various ways to invest in real estate, including rental properties, flipping properties, and real estate investment trusts (REITs).\u003c/p\u003e\n\u003cp\u003eRental properties can provide a steady stream of rental income and the potential for long-term appreciation in property value. Flipping properties involves buying a property, renovating it, and selling it for a profit. REITs are companies that own and manage income-producing real estate properties. They offer investors the opportunity to invest in real estate without having to buy, manage, or finance properties themselves.\u003c/p\u003e\n\u003cp\u003eIf you are a Kenyan, one of the REITs you could try is Vuka, a REIT created by Acorn Investments and Approved by The Capital Markets Authority. It allows you to invest for as low as 250/=. Try it today: \u003ca href=\"https://portal.vuka.co.ke/create-account?\u0026amp;invite_code=MS-100228-Dfi\"\u003eVuka Investment Club\u003c/a\u003e\u003c/p\u003e\n\u003ch2 id=\"stocks\"\u003eStocks\u003c/h2\u003e\n\u003cp\u003eInvesting in stocks is another popular way to grow your wealth. Stocks represent ownership in a company and offer investors the potential for long-term capital appreciation and dividends. There are various ways to invest in stocks, including individual stocks, mutual funds, and exchange-traded funds (ETFs).\u003c/p\u003e\n\u003cp\u003eIndividual stocks can provide higher returns but also carry higher risk. Mutual funds and ETFs offer diversification, which can help to lower risk. They are also professionally managed, which can be an advantage for investors who don\u0026rsquo;t have the time or expertise to manage their own portfolios.\u003c/p\u003e\n\u003ch2 id=\"cryptocurrencies\"\u003eCryptocurrencies\u003c/h2\u003e\n\u003cp\u003eCryptocurrencies have gained popularity in recent years as an alternative investment option. Cryptocurrencies are decentralized digital assets that use encryption techniques to secure transactions and control the creation of new units. They offer investors the potential for high returns but also come with high volatility and risk.\u003c/p\u003e\n\u003cp\u003eBitcoin, Ethereum, and Litecoin are some of the most popular cryptocurrencies. Investors can buy and hold cryptocurrencies as long-term investments or trade them actively to try and take advantage of short-term price movements.\u003c/p\u003e\n\u003ch2 id=\"peer-to-peer-lending\"\u003ePeer-to-Peer Lending\u003c/h2\u003e\n\u003cp\u003ePeer-to-peer lending, also known as P2P lending, is a way for investors to lend money to individuals or businesses through an online platform. P2P lending offers investors the potential for high returns but also carries the risk of borrower default.\u003c/p\u003e\n\u003cp\u003eInvestors can choose which loans to invest in based on the borrower\u0026rsquo;s credit score, loan purpose, and other criteria. P2P lending platforms charge a fee for connecting borrowers with investors and managing the loan process.\u003c/p\u003e\n\u003ch2 id=\"conclusion\"\u003eConclusion\u003c/h2\u003e\n\u003cp\u003eIn conclusion, there are various potential medium to high returns investment options available to investors. Real estate investments, stocks, cryptocurrencies, and P2P lending are just a few of the options available. Each investment option carries its own risks and potential rewards, and investors should carefully consider their investment objectives, risk tolerance, and time horizon before investing.\u003c/p\u003e\n\u003cp\u003eIt\u0026rsquo;s important to note that investing always involves risk and there are no guarantees of returns. Therefore, investors should always do their due diligence and seek professional advice before investing. With careful planning and informed decision-making, investors can potentially grow their wealth over time through a diversified investment portfolio.\u003c/p\u003e\n","date_published":"2023-02-28T16:22:00+03:00","image":"https://ajulu.netlify.app/images/photo-1580519542036-c47de6196ba5.jpeg","tags":["investment","investments","investing","invest","portfolio","investment portfolio","investment options","high returns","high risk","real estate","stocks","cryptocurrencies","p2p lending","lending","risk management","wealth"]},{"id":"https://ajulu.netlify.app/posts/invest-in-disruptive-technologies-the-future-is-now/","url":"https://ajulu.netlify.app/posts/invest-in-disruptive-technologies-the-future-is-now/","title":"Invest in Disruptive Technologies - The Future is Now","summary":"Here are 4 investments you can make in different disruptive industries, along with a brief description of each industry:\nArtificial Intelligence: Alphabet Inc. (Google) Microsoft Corp. NVIDIA Corp. Intel Corp. AI technology is revolutionizing numerous industries including healthcare, finance, and transportation by improving efficiency, accuracy and productivity.\nE-Commerce: Amazon.com Inc. Alibaba Group Holding Ltd. Shopify Inc. JD.com Inc. E-commerce has disrupted the traditional brick-and-mortar retail industry by providing convenient and accessible online shopping experiences, transforming the way people purchase goods and services.\n","content_html":"\u003cp\u003eHere are 4 investments you can make in different disruptive industries, along with a brief description of each industry:\u003c/p\u003e\n\u003ch3 id=\"artificial-intelligence\"\u003eArtificial Intelligence:\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eAlphabet Inc. (Google)\u003c/li\u003e\n\u003cli\u003eMicrosoft Corp.\u003c/li\u003e\n\u003cli\u003eNVIDIA Corp.\u003c/li\u003e\n\u003cli\u003eIntel Corp.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eAI technology is revolutionizing numerous industries including healthcare, finance, and transportation by improving efficiency, accuracy and productivity.\u003c/p\u003e\n\u003ch3 id=\"e-commerce\"\u003eE-Commerce:\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eAmazon.com Inc.\u003c/li\u003e\n\u003cli\u003eAlibaba Group Holding Ltd.\u003c/li\u003e\n\u003cli\u003eShopify Inc.\u003c/li\u003e\n\u003cli\u003eJD.com Inc.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eE-commerce has disrupted the traditional brick-and-mortar retail industry by providing convenient and accessible online shopping experiences, transforming the way people purchase goods and services.\u003c/p\u003e\n\u003ch3 id=\"clean-energy\"\u003eClean Energy:\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eTesla Inc.\u003c/li\u003e\n\u003cli\u003eNextEra Energy Inc.\u003c/li\u003e\n\u003cli\u003eBrookfield Renewable Partners L.P.\u003c/li\u003e\n\u003cli\u003eFirst Solar Inc.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eClean energy is disrupting the traditional fossil fuel-based energy industry by promoting sustainable energy sources such as solar and wind power, reducing dependence on non-renewable resources, and mitigating environmental impact.\u003c/p\u003e\n\u003ch3 id=\"cryptocurrency\"\u003eCryptocurrency:\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eBitcoin Investment Trust (GBTC)\u003c/li\u003e\n\u003cli\u003eEthereum (ETH)\u003c/li\u003e\n\u003cli\u003eBinance Coin (BNB)\u003c/li\u003e\n\u003cli\u003eRipple (XRP)\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eCryptocurrency is disrupting traditional finance by offering decentralized, secure, and transparent financial transactions without the need for intermediaries such as banks.\u003c/p\u003e\n\u003ch3 id=\"automation\"\u003eAutomation:\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eABB Ltd.\u003c/li\u003e\n\u003cli\u003eSiemens AG\u003c/li\u003e\n\u003cli\u003eRockwell Automation Inc.\u003c/li\u003e\n\u003cli\u003eFanuc Corp.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eAutomation is disrupting various industries including manufacturing, logistics, and healthcare by automating tasks and processes, increasing efficiency, and reducing the need for manual labor.\u003c/p\u003e\n\u003ch3 id=\"virtual-reality\"\u003eVirtual Reality:\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eFacebook Inc. (Oculus VR)\u003c/li\u003e\n\u003cli\u003eNVIDIA Corp.\u003c/li\u003e\n\u003cli\u003eHTC Corp.\u003c/li\u003e\n\u003cli\u003eUnity Technologies\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eVirtual Reality (VR) is disrupting the entertainment and gaming industries by providing immersive and interactive experiences. It also has potential applications in fields such as education, training, and healthcare.\u003c/p\u003e\n\u003ch3 id=\"biotechnology\"\u003eBiotechnology:\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eModerna Inc.\u003c/li\u003e\n\u003cli\u003eAmgen Inc.\u003c/li\u003e\n\u003cli\u003eGilead Sciences Inc.\u003c/li\u003e\n\u003cli\u003eBiogen Inc.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eBiotechnology is disrupting the healthcare industry by developing innovative treatments, therapies, and technologies based on the understanding of biological systems and processes.\u003c/p\u003e\n\u003ch3 id=\"drones\"\u003eDrones:\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eDJI Technology Co. Ltd.\u003c/li\u003e\n\u003cli\u003eAeroVironment Inc.\u003c/li\u003e\n\u003cli\u003eLockheed Martin Corp.\u003c/li\u003e\n\u003cli\u003eParrot SA\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eDrones are disrupting various industries including agriculture, delivery, and surveying by providing cost-effective, efficient, and innovative solutions for tasks that were previously performed by humans.\u003c/p\u003e\n\u003ch3 id=\"internet-of-things-iot\"\u003eInternet of Things (IoT):\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eCisco Systems Inc.\u003c/li\u003e\n\u003cli\u003eInternational Business Machines (IBM) Corp.\u003c/li\u003e\n\u003cli\u003eIntel Corp.\u003c/li\u003e\n\u003cli\u003eAlphabet Inc. (Google)\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eIoT is disrupting various industries including manufacturing, transportation, and healthcare by connecting and automating devices, enabling real-time data collection and analysis.\u003c/p\u003e\n\u003ch3 id=\"5g-technology\"\u003e5G Technology:\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eQualcomm Inc.\u003c/li\u003e\n\u003cli\u003eEricsson AB\u003c/li\u003e\n\u003cli\u003eNokia Oyj\u003c/li\u003e\n\u003cli\u003eHuawei Technologies Co. Ltd.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003e5G technology is disrupting the telecommunications industry by providing faster, more reliable, and more secure wireless communication, enabling the development of new and innovative products and services.\u003c/p\u003e\n\u003ch3 id=\"blockchain\"\u003eBlockchain:\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eSquare Inc. (Cash App)\u003c/li\u003e\n\u003cli\u003eRipple Labs Inc.\u003c/li\u003e\n\u003cli\u003eChain Inc.\u003c/li\u003e\n\u003cli\u003eCoinbase Global Inc.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eBlockchain is disrupting various industries including finance, supply chain management, and real estate by providing secure and transparent record-keeping, reducing the need for intermediaries, and increasing efficiency.\u003c/p\u003e\n\u003ch3 id=\"cybersecurity\"\u003eCybersecurity:\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eCrowdStrike Holdings Inc.\u003c/li\u003e\n\u003cli\u003ePalo Alto Networks Inc.\u003c/li\u003e\n\u003cli\u003eFireEye Inc.\u003c/li\u003e\n\u003cli\u003eSymantec Corp.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eCybersecurity is disrupting various industries including finance, healthcare, and government by providing innovative solutions to protect against cyber-attacks, data breaches, and cyber threats.\u003c/p\u003e\n\u003ch3 id=\"renewable-energy-storage\"\u003eRenewable Energy Storage:\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eTesla Inc. (Powerwall)\u003c/li\u003e\n\u003cli\u003eLG Chem Ltd.\u003c/li\u003e\n\u003cli\u003eEnphase Energy Inc.\u003c/li\u003e\n\u003cli\u003eSunrun Inc.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eRenewable Energy Storage is disrupting the energy industry by enabling the efficient storage and distribution of renewable energy, reducing dependence on traditional fossil fuels, and improving energy security.\u003c/p\u003e\n\u003ch3 id=\"space-technology\"\u003eSpace Technology:\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eSpaceX\u003c/li\u003e\n\u003cli\u003eBlue Origin LLC\u003c/li\u003e\n\u003cli\u003eVirgin Galactic Holdings Inc.\u003c/li\u003e\n\u003cli\u003eMaxar Technologies Inc.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eSpace Technology is disrupting various industries including telecommunications, earth observation, and space exploration by providing cost-effective and innovative solutions for accessing and utilizing space-based resources and capabilities.\u003c/p\u003e\n\u003ch3 id=\"robotic-process-automation-rpa\"\u003eRobotic Process Automation (RPA):\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eUiPath Inc.\u003c/li\u003e\n\u003cli\u003eAutomation Anywhere Inc.\u003c/li\u003e\n\u003cli\u003eBlue Prism Group PLC\u003c/li\u003e\n\u003cli\u003eWorkFusion Inc.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eRobotic Process Automation (RPA) is disrupting various industries including finance, healthcare, and customer service by automating repetitive and manual tasks, reducing errors, and improving productivity.\u003c/p\u003e\n\u003ch3 id=\"quantum-computing\"\u003eQuantum Computing:\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eIBM Corp.\u003c/li\u003e\n\u003cli\u003eD-Wave Systems Inc.\u003c/li\u003e\n\u003cli\u003eGoogle (Alphabet Inc.)\u003c/li\u003e\n\u003cli\u003eRigetti Computing\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eDisruptive Industry: healthcare, and cryptography by providing exponential computing power and enabling the solution of complex problems that are beyond the capabilities of classical computers.\u003c/p\u003e\n\u003ch3 id=\"electric-vehicles\"\u003eElectric Vehicles:\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eTesla Inc.\u003c/li\u003e\n\u003cli\u003eGeneral Motors Co.\u003c/li\u003e\n\u003cli\u003eNissan Motor Co. Ltd.\u003c/li\u003e\n\u003cli\u003eVolkswagen AG\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eElectric Vehicles (EVs) are disrupting the automotive industry by providing cost-effective, efficient, and environmentally friendly alternatives to traditional internal combustion engine vehicles.\u003c/p\u003e\n\u003ch3 id=\"smart-home-technology\"\u003eSmart Home Technology:\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eAmazon.com Inc. (Ring)\u003c/li\u003e\n\u003cli\u003eAlphabet Inc. (Google Nest)\u003c/li\u003e\n\u003cli\u003eSamsung Electronics Co. Ltd.\u003c/li\u003e\n\u003cli\u003eControl4 Corp.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eSmart Home Technology is disrupting the home automation industry by enabling the integration and control of home appliances and systems through a centralized platform, improving comfort, convenience, and security.\u003c/p\u003e\n\u003ch3 id=\"advanced-manufacturing\"\u003eAdvanced Manufacturing:\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eGE Additive (General Electric)\u003c/li\u003e\n\u003cli\u003e3D Systems Corp.\u003c/li\u003e\n\u003cli\u003eStratasys Ltd.\u003c/li\u003e\n\u003cli\u003eMaterialise NV\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eAdvanced Manufacturing is disrupting the manufacturing industry by providing new and innovative ways of designing, producing, and delivering products through the use of digital technologies such as 3D printing and computer-aided design.\u003c/p\u003e\n","date_published":"2023-01-30T00:31:00+03:00","image":"https://ajulu.netlify.app/images/eba250-926051128-1200x800-panorama.jpg","tags":["investing","disruptive tech","disruptive technologies","biotech","biotechnology","blockchain","augmented reality","virtual reality","smart home","advanced manufacturing","quantum computing","electric vehicles","space technology","future investments","stocks","cryptocurrencies","blockchain technology","space technology","investments","invest"]},{"id":"https://ajulu.netlify.app/posts/the-best-investments-to-own-before-a-recession/","url":"https://ajulu.netlify.app/posts/the-best-investments-to-own-before-a-recession/","title":"The Best Investments To Own Before A Recession (UPDATED)","summary":"Hello there, today I\u0026rsquo;ll be listing some hedges against inflation. I\u0026rsquo;ll go deeper into these in individual posts covering each.\nWatches - Rolex, Richard Mille, Audemars Piguet, and Patek Phillipie are good starting points Gold and Silver Coins/Bars Land and Property Cattle Timber and Building Materials Farm/Ranch(Highly recommended) Physical Skills e.g Pottery, Masonry, Farming/Gardening, Plumbing, First Aid, Mechanic, Driving and Cooking among others Cryptocurrencies and NFTs(Not recommended) ","content_html":"\u003cp\u003eHello there, today I\u0026rsquo;ll be listing some hedges against inflation. I\u0026rsquo;ll go deeper into these in individual posts covering each.\u003c/p\u003e\n\u003col\u003e\n\u003cli\u003eWatches - Rolex, Richard Mille, Audemars Piguet, and Patek Phillipie are good starting points\u003c/li\u003e\n\u003cli\u003eGold and Silver Coins/Bars\u003c/li\u003e\n\u003cli\u003eLand and Property\u003c/li\u003e\n\u003cli\u003eCattle\u003c/li\u003e\n\u003cli\u003eTimber and Building Materials\u003c/li\u003e\n\u003cli\u003eFarm/Ranch(Highly recommended)\u003c/li\u003e\n\u003cli\u003ePhysical Skills e.g Pottery, Masonry, Farming/Gardening, Plumbing, First Aid, Mechanic, Driving and Cooking among others\u003c/li\u003e\n\u003cli\u003eCryptocurrencies and NFTs(Not recommended)\u003c/li\u003e\n\u003c/ol\u003e\n","date_published":"2022-06-17T16:00:00+03:00","image":"https://ajulu.netlify.app/images/christian-wiediger-poovzgc3y6k-unsplash.jpg","tags":["investments","recession","inflation","investing","hedge","hedging"]},{"id":"https://ajulu.netlify.app/posts/coins-you-should-be-buying-during-this-dip-and-hodl-long-term/","url":"https://ajulu.netlify.app/posts/coins-you-should-be-buying-during-this-dip-and-hodl-long-term/","title":"Coins You Should Be Buying During This Dip and HODL Long Term","summary":"These coins may hold future technologies or may be used to power amazing things.\nBitcoin Solana Luna Green Metaverse Token Synthetix Alpine Lazio Kusama Apecoin Ethereum Filecoin Veechain Keep3r Polygon Green Life Energy Basic Attention Token Monero Mines of Dalarnia Project Galaxy Decentraland Verasity NOT FINANCIAL ADVICE Part 2 + short term coins coming soon.\nTo buy any of these cryptocurrencies I suggest you use Binance.\nBinance is a cryptocurrency exchange that is currently the largest exchange in the world in terms of the daily trading volume of cryptocurrencies.\n","content_html":"\u003cp\u003eThese coins may hold future technologies or may be used to power amazing things.\u003c/p\u003e\n\u003col\u003e\n\u003cli\u003eBitcoin\u003c/li\u003e\n\u003cli\u003eSolana\u003c/li\u003e\n\u003cli\u003eLuna\u003c/li\u003e\n\u003cli\u003eGreen Metaverse Token\u003c/li\u003e\n\u003cli\u003eSynthetix\u003c/li\u003e\n\u003cli\u003eAlpine\u003c/li\u003e\n\u003cli\u003eLazio\u003c/li\u003e\n\u003cli\u003eKusama\u003c/li\u003e\n\u003cli\u003eApecoin\u003c/li\u003e\n\u003cli\u003eEthereum\u003c/li\u003e\n\u003cli\u003eFilecoin\u003c/li\u003e\n\u003cli\u003eVeechain\u003c/li\u003e\n\u003cli\u003eKeep3r\u003c/li\u003e\n\u003cli\u003ePolygon\u003c/li\u003e\n\u003cli\u003eGreen Life Energy\u003c/li\u003e\n\u003cli\u003eBasic Attention Token\u003c/li\u003e\n\u003cli\u003eMonero\u003c/li\u003e\n\u003cli\u003eMines of Dalarnia\u003c/li\u003e\n\u003cli\u003eProject Galaxy\u003c/li\u003e\n\u003cli\u003eDecentraland\u003c/li\u003e\n\u003cli\u003eVerasity\u003c/li\u003e\n\u003c/ol\u003e\n\u003ch2 id=\"not-financial-advice\"\u003eNOT FINANCIAL ADVICE\u003c/h2\u003e\n\u003cp\u003ePart 2 + short term coins coming soon.\u003c/p\u003e\n\u003cp\u003eTo buy any of these cryptocurrencies I suggest you use Binance.\u003c/p\u003e\n\u003cp\u003eBinance is a cryptocurrency exchange that is currently the largest exchange in the world in terms of the daily trading volume of cryptocurrencies.\u003c/p\u003e\n\u003ch4 id=\"register-by-visiting-this-link-binance\"\u003eRegister by visiting this link: \u003ca href=\"https://accounts.binance.com/en/register?ref=CL2JFAB6\"\u003e\u003cstrong\u003eBinance\u003c/strong\u003e\u003c/a\u003e\u003c/h4\u003e\n\u003cp\u003ePhoto by \u003ca href=\"https://unsplash.com/@quantitatives?utm_source=unsplash\u0026amp;utm_medium=referral\u0026amp;utm_content=creditCopyText\"\u003eQuantitatives\u003c/a\u003e on \u003ca href=\"https://unsplash.com/photos/ViTy1SLGMxk?utm_source=unsplash\u0026amp;utm_medium=referral\u0026amp;utm_content=creditCopyText\"\u003eUnsplash\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://unstoppabledomains.pxf.io/qnXOv5\"\u003e\u003cimg src=\"/images/unstoppabledomainsad.webp\" style=\"width: 100%; height: auto;\"\u003e\u003c/a\u003e\u003c/p\u003e\n","date_published":"2022-05-17T12:22:00+03:00","image":"https://ajulu.netlify.app/images/quantitatives-hio84a6fnvw-unsplash.jpg","tags":["investing"," finance","cryptocurrency","cryptocurrencies"]},{"id":"https://ajulu.netlify.app/posts/cryptocurrencies-i-m-buying-2022/","url":"https://ajulu.netlify.app/posts/cryptocurrencies-i-m-buying-2022/","title":"Cryptocurrencies I'm Buying in 2022","summary":"Here are the cryptocurrencies I\u0026rsquo;m investing in this 2022. I believe these have potential.\nBitcoin(BTC): As you know from a previous article, I hold some bitcoin. In 2022 I\u0026rsquo;ll be buying more with the goal of reaching 3 BTC in my portfolio. Ethereum(ETH): Same as Bitcoin. The goal is to reach 10 ETH Solana(SOL): Named the Ethereum killer. Lots of interesting projects are being developed using its blockchain. Ripple(XRP) Stellar Decentraland(MANA) Enjin Coin(ENJ) The Sandbox(SAND) Star Atlas(ATLAS) Metaverse Index Token(MVI): This is not really a cryptocurrency but definitely worth checking out. It contains all/most of the metaverse tokens. Polkadot(DOT): Has potential Chainlink Polygon(MATIC): A must-buy for me. Amazing projects built and more coming. Pancake Swap(CAKE) Uniswap Illuvium Moonriver Loopring Cardano(ADA): I have some and want more Veechain Shiba Inu(SHIB) Dogecoin(DOGE) ","content_html":"\u003cp\u003eHere are the cryptocurrencies I\u0026rsquo;m investing in this 2022. I believe these have potential.\u003c/p\u003e\n\u003col\u003e\n\u003cli\u003eBitcoin(BTC): As you know from a previous article, I hold some bitcoin. In 2022 I\u0026rsquo;ll be buying more with the goal of reaching 3 BTC in my portfolio.\u003c/li\u003e\n\u003cli\u003eEthereum(ETH): Same as Bitcoin. The goal is to reach 10 ETH\u003c/li\u003e\n\u003cli\u003eSolana(SOL): Named the Ethereum killer. Lots of interesting projects are being developed using its blockchain.\u003c/li\u003e\n\u003cli\u003eRipple(XRP)\u003c/li\u003e\n\u003cli\u003eStellar\u003c/li\u003e\n\u003cli\u003eDecentraland(MANA)\u003c/li\u003e\n\u003cli\u003eEnjin Coin(ENJ)\u003c/li\u003e\n\u003cli\u003eThe Sandbox(SAND)\u003c/li\u003e\n\u003cli\u003eStar Atlas(ATLAS)\u003c/li\u003e\n\u003cli\u003eMetaverse Index Token(MVI): This is not really a cryptocurrency but definitely worth checking out. It contains all/most of the metaverse tokens.\u003c/li\u003e\n\u003cli\u003ePolkadot(DOT): Has potential\u003c/li\u003e\n\u003cli\u003eChainlink\u003c/li\u003e\n\u003cli\u003ePolygon(MATIC): A must-buy for me. Amazing projects built and more coming.\u003c/li\u003e\n\u003cli\u003ePancake Swap(CAKE)\u003c/li\u003e\n\u003cli\u003eUniswap\u003c/li\u003e\n\u003cli\u003eIlluvium\u003c/li\u003e\n\u003cli\u003eMoonriver\u003c/li\u003e\n\u003cli\u003eLoopring\u003c/li\u003e\n\u003cli\u003eCardano(ADA): I have some and want more\u003c/li\u003e\n\u003cli\u003eVeechain\u003c/li\u003e\n\u003cli\u003eShiba Inu(SHIB)\u003c/li\u003e\n\u003cli\u003eDogecoin(DOGE)\u003c/li\u003e\n\u003c/ol\u003e\n","date_published":"2021-12-29T13:00:00+03:00","image":"https://ajulu.netlify.app/images/cryptoinvesting_gettyimages-1250405669-c29a42e2fe774133ad64e6f3cc17d74a.jpg","tags":["investments","investing","invest","finance","crypto","cryptocurrencies","cryptocurrency"]},{"id":"https://ajulu.netlify.app/posts/investment-opportunities/","url":"https://ajulu.netlify.app/posts/investment-opportunities/","title":"Investment Opportunities","summary":"Welcome back, everyone.\nHere\u0026rsquo;s a list of things/places you can invest in\nYourself - Learning new skills, blogging, and more can wield returns even on sick days. Stocks - A no brainer, you buy 100 or more shares you wait for it to raise then sell or keep investing and wait for dividends. I recommend G-Kuze by Genghis Capital(if you are a Kenyan) ETFs - I only know of one here in Kenya, and that is the NewGold ETF, where you buy a fraction of real gold being held in a secure vault then sell it when gold\u0026rsquo;s prices increase. It\u0026rsquo;s publicly traded in the stock market. REITs - Real Estate Investment Trusts, can help you own real estate even if all you have is 100 shillings. There\u0026rsquo;s one in Kenya called Stanlib Fahari I-REIT, which currently trades in the stock market at 6.16. It\u0026rsquo;s also Kenya\u0026rsquo;s First REIT. Unit Trusts - Like Money Market Funds, High Yield Funds, and more. Almost all major banks offer them. Not sure if they are regulated by the Capital Markets Authority. Stay away from Cytonn. I was once a cytonnaire until I could no longer withdraw my money. Index Funds - Sadly none are in Kenya. Basically, it\u0026rsquo;s like a share and is even publicly trading in most stock markets. There\u0026rsquo;s usually an investment company behind it who then pools your money(stocks) and invests in other mixed items eg stocks, real estate, all at once then gives you dividends. Forex - If mastered can yield many returns. You basically trade currencies. Buy when the currency is low, sell/exchange when it\u0026rsquo;s high. Start here: International Stocks - If you can find a way to register and trade them that\u0026rsquo;s good. T-Bills and Bonds - Loaning the government money. It\u0026rsquo;s good for the long term investor Cryptocurrencies - Buy, hold, sell when prices increase. Start here: Binance or Coinbase Companies - You can buy shares of a private company and hope for the best Real Estate - Real Estate appreciates in value over time. Use that information to your advantage, remember it\u0026rsquo;s very hard for a house to appreciate in value as compared to actual land. Children - High risk, Possible High Returns. Your own children can eventually become your greatest investment. Invest in them, guide them, teach them, discipline them and love them. Precious Metals and Stones - This one is a no-brainer. Precious metals and stones appreciate in value especially gold and silicone. It\u0026rsquo;s used in electronics. Animals - Long ago in African countries, animals(cows, goats, chicken) were used to measure one\u0026rsquo;s worth, wealth, and status. Those having more and healthier were considered wealthy. Animals offer us a lot, eggs, meat, milk, butter, and more. Remember: Never put all your eggs in one basket! ","content_html":"\u003cp\u003eWelcome back, everyone.\u003c/p\u003e\n\u003cp\u003eHere\u0026rsquo;s a list of things/places you can invest in\u003c/p\u003e\n\u003col\u003e\n\u003cli\u003e\u003cstrong\u003eYourself\u003c/strong\u003e - Learning new skills, blogging, and more can wield returns even on sick days.\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eStocks\u003c/strong\u003e - A no brainer, you buy 100 or more shares you wait for it to raise then sell or keep investing and wait for dividends. I recommend G-Kuze by Genghis Capital(if you are a Kenyan)\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eETFs\u003c/strong\u003e - I only know of one here in Kenya, and that is the NewGold ETF, where you buy a fraction of real gold being held in a secure vault then sell it when gold\u0026rsquo;s prices increase. It\u0026rsquo;s publicly traded in the stock market.\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eREITs\u003c/strong\u003e - Real Estate Investment Trusts, can help you own real estate even if all you have is 100 shillings. There\u0026rsquo;s one in Kenya called Stanlib Fahari I-REIT, which currently trades in the stock market at 6.16. It\u0026rsquo;s also Kenya\u0026rsquo;s First REIT.\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eUnit Trusts\u003c/strong\u003e - Like Money Market Funds, High Yield Funds, and more. Almost all major banks offer them. Not sure if they are regulated by the Capital Markets Authority. Stay away from Cytonn. I was once a cytonnaire until I could no longer withdraw my money.\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eIndex Funds\u003c/strong\u003e - Sadly none are in Kenya. Basically, it\u0026rsquo;s like a share and is even publicly trading in most stock markets. There\u0026rsquo;s usually an investment company behind it who then pools your money(stocks) and invests in other mixed items eg stocks, real estate, all at once then gives you dividends.\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eForex\u003c/strong\u003e - If mastered can yield many returns. You basically trade currencies. Buy when the currency is low, sell/exchange when it\u0026rsquo;s high. Start here:\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eInternational Stocks\u003c/strong\u003e - If you can find a way to register and trade them that\u0026rsquo;s good.\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eT-Bills and Bonds\u003c/strong\u003e - Loaning the government money. It\u0026rsquo;s good for the long term investor\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eCryptocurrencies\u003c/strong\u003e - Buy, hold, sell when prices increase. Start here: \u003ca href=\"https://accounts.binance.com/en/register?ref=CL2JFAB6\"\u003eBinance\u003c/a\u003e or \u003ca href=\"https://coinbase.com/join/ajulu_v\"\u003eCoinbase\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eCompanies\u003c/strong\u003e - You can buy shares of a private company and hope for the best\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eReal Estate\u003c/strong\u003e - Real Estate appreciates in value over time. Use that information to your advantage, remember it\u0026rsquo;s very hard for a house to appreciate in value as compared to actual land.\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eChildren\u003c/strong\u003e - High risk, Possible High Returns. Your own children can eventually become your greatest investment. Invest in them, guide them, teach them, discipline them and love them.\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003ePrecious Metals and Stones\u003c/strong\u003e - This one is a no-brainer. Precious metals and stones appreciate in value especially gold and silicone. It\u0026rsquo;s used in electronics.\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eAnimals\u003c/strong\u003e - Long ago in African countries, animals(cows, goats, chicken) were used to measure one\u0026rsquo;s worth, wealth, and status. Those having more and healthier were considered wealthy. Animals offer us a lot, eggs, meat, milk, butter, and more.\u003c/li\u003e\n\u003c/ol\u003e\n\u003cblockquote\u003e\n\u003ch3 id=\"remember-never-put-all-your-eggs-in-one-basket\"\u003eRemember: Never put all your eggs in one basket!\u003c/h3\u003e\n\u003c/blockquote\u003e\n","date_published":"2021-06-27T14:01:00+03:00","image":"https://ajulu.netlify.app/images/investmentopportunites.png","tags":["personal finance","investing","investments"]},{"id":"https://ajulu.netlify.app/posts/best-cryptocurrencies-to-invest-in-2021/","url":"https://ajulu.netlify.app/posts/best-cryptocurrencies-to-invest-in-2021/","title":"Best Cryptocurrencies to Invest in 2021","summary":"Hi everyone, so today, I\u0026rsquo;d like to talk about Crypto. In this post, I\u0026rsquo;ll cover 5 cryptocurrencies that I think you should invest in if you are starting out.\n1. Bitcoin(BTC) 2. Ethereum(ETH) 3. Dogecoin(DOGE) 4. TetherUS(USDT) 5. Ripple(XRP) Go check them out, especially with Dogecoin. Implement the HODL technique. This drop and rise so don\u0026rsquo;t be afraid and only invest money you don\u0026rsquo;t mind losing.\nTo buy these I suggest you try Binance using this link, you\u0026rsquo;ll get 5%: Binance\n","content_html":"\u003cp\u003eHi everyone, so today, I\u0026rsquo;d like to talk about Crypto. In this post, I\u0026rsquo;ll cover 5 cryptocurrencies that I think you should invest in if you are starting out.\u003c/p\u003e\n\u003ch2 id=\"1-bitcoinbtc\"\u003e1. Bitcoin(BTC)\u003c/h2\u003e\n\u003ch2 id=\"2-ethereumeth\"\u003e2. Ethereum(ETH)\u003c/h2\u003e\n\u003ch2 id=\"3-dogecoindoge\"\u003e3. Dogecoin(DOGE)\u003c/h2\u003e\n\u003ch2 id=\"4-tetherususdt\"\u003e4. TetherUS(USDT)\u003c/h2\u003e\n\u003ch2 id=\"5-ripplexrp\"\u003e5. Ripple(XRP)\u003c/h2\u003e\n\u003cp\u003eGo check them out, especially with Dogecoin. Implement the HODL technique. This drop and rise so don\u0026rsquo;t be afraid and only invest money you don\u0026rsquo;t mind losing.\u003c/p\u003e\n\u003cp\u003eTo buy these I suggest you try Binance using this link, you\u0026rsquo;ll get \u003cstrong\u003e5%:\u003c/strong\u003e \u003ca href=\"https://accounts.binance.com/en/register?ref=CL2JFAB6\"\u003e\u003cstrong\u003eBinance\u003c/strong\u003e\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003eSee you next time. Stay safe!\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://unstoppabledomains.com/?ref=d066811aa8ea4f2\"\u003e\u003cimg src=\"/images/unstoppabledomainsad.webp\" style=\"width: 100%; height: auto;\"\u003e\u003c/a\u003e\u003c/p\u003e\n","date_published":"2021-04-20T06:45:00Z","image":"https://ajulu.netlify.app/images/cryptocurrencies.jpg","tags":["investment","investing","finance","investing kenya","getting stated","cryptocurrencies","crypto","cryptocurrency","dogecoin","dogecoin to the moon","dogecoin","bitcoin","ethereum","tetherus","dogecoin 420","doge","btc","xrp","ripple","eth"]},{"id":"https://ajulu.netlify.app/posts/how-to-get-started-investing/","url":"https://ajulu.netlify.app/posts/how-to-get-started-investing/","title":"How To Invest","summary":"Hey there? Today I\u0026rsquo;ll show you how to get started investing.\nDisclaimer: I am not a financial expert, down below is purely my opinion.\n1. Money Market Funds Low Risk A money market fund mainly invests in short-term debt securities with high credit quality such as treasury bills and commercial paper. This fund is ideal for the conservative low-risk investor who leans towards stability and security for capital invested. Interest is calculated on a daily basis, and credited to the client\u0026rsquo;s account net of costs.\n","content_html":"\u003cp\u003eHey there? Today I\u0026rsquo;ll show you how to get started investing.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eDisclaimer: I am not a financial expert, down below is purely my opinion.\u003c/strong\u003e\u003c/p\u003e\n\u003ch3 id=\"1-money-market-funds-low-risk\"\u003e1. Money Market Funds \u003csup\u003eLow Risk\u003c/sup\u003e\u003c/h3\u003e\n\u003cp\u003eA money market fund mainly invests in short-term debt securities with high credit quality such as treasury bills and commercial paper. This fund is ideal for the conservative low-risk investor who leans towards stability and security for capital invested. Interest is calculated on a daily basis, and credited to the client\u0026rsquo;s account net of costs.\u003c/p\u003e\n\u003cp\u003eFor example Cytonn\u0026rsquo;s money market fund can go up to 11% depending with the market.\u003c/p\u003e\n\u003cp\u003eCurrently there are more than 8 Money Market Funds in Kenya.\u003c/p\u003e\n\u003cp\u003eHere are the ones I know about.\u003c/p\u003e\n\u003col\u003e\n\u003cli\u003e\u003ca href=\"https://cytonn.com/asset-managers/money-market-fund\"\u003eCytonn Money Market Fund\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://invest.icealion.com/learnMore\"\u003eIcea Lion DigiTrust\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://ke.britam.com/invest/personal/grow-your-wealth/money-market-fund\"\u003eBritam Money Market Fund\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://cic.co.ke/product/cic-money-market-fund/\"\u003eCIC Group Money Market Fund\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.genghis-capital.com/services/unit-trust-funds/\"\u003eGenCapHela Imara Money Market Fund\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.uapoldmutual.com/h/investment-solutions/solution/money-market-fund\"\u003eUAPOld Mutual Money Market Fund\u003c/a\u003e\u003c/li\u003e\n\u003c/ol\u003e\n\u003ch3 id=\"2-real-estate--land-moderate-risk\"\u003e2. Real Estate \u0026amp; Land \u003csup\u003eModerate Risk\u003c/sup\u003e\u003c/h3\u003e\n\u003cp\u003eReal Estate \u0026amp; Land is mainly the buying, selling or renting of real estate or land. Land and Real Estate are assets known to appreciate in value and one of the contributing factors to this, is that the world is running out of land and land prices keep increasing because of it\u0026rsquo;s demand. Real Estate on the other hand is important as well. Investing in this usually means you are buying a piece of land or housing then wait for it to appreciate in value and then sell or rent it. Many have devised a ploy where they rent land then rent it to other people and they deduct their profits while paying the rest to the official landlord.\u003c/p\u003e\n\u003cp\u003eReal Estate is a moderate risk high return investment, which means before attempting to invest in this. Lay aside an emergency fund as prices depreciate too. Take a look at this season we are in, it\u0026rsquo;s prime season for those looking for housing or land but not so good to the sellers.\u003c/p\u003e\n\u003cp\u003eI know of only 3 way of investing in land and that is through\u003c/p\u003e\n\u003col\u003e\n\u003cli\u003e\u003ca href=\"https://sic.co.ke/\"\u003eSafaricom Investment Cooperative\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.cytonn.com/real-estate\"\u003eCytonn Real Estate\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003eStanlib Fahari - Stanlib Fahari I-REIT is Kenya’s first Real Estate Investment Trust (REIT) providing investors with a steady income stream and capital growth. The fund invests at least 75% of its Total Asset Value (TAV) in real estate in strategic locations in Kenya. A maximum of 25% of its TAV is invested in cash investments and cash-like instruments.\u003c/li\u003e\n\u003c/ol\u003e\n\u003c!--adsense--\u003e\n\u003ch3 id=\"3-shares-moderate-risk\"\u003e3. Shares \u003csup\u003eModerate Risk\u003c/sup\u003e\u003c/h3\u003e\n\u003cp\u003eI talk about this here: \u003ca href=\"https://ajulusthoughts.stephenajulu.com/post/how-to-buy-your-first-share/\"\u003eHow To Buy Your First Share\u003c/a\u003e\u003c/p\u003e\n\u003ch3 id=\"4-etfsexchange-traded-fund-moderate-risk\"\u003e4. ETFs(Exchange Traded Fund) \u003csup\u003eModerate Risk\u003c/sup\u003e\u003c/h3\u003e\n\u003cp\u003eAn exchange traded fund (ETF) is a type of security that involves a collection of securities—such as stocks—that often tracks an underlying index, although they can invest in any number of industry sectors or use various strategies. ETFs are in many ways similar to mutual funds; however, they are listed on exchanges and ETF shares trade throughout the day just like ordinary stock.\u003c/p\u003e\n\u003cp\u003eThe only ETF I know is\u003c/p\u003e\n\u003col\u003e\n\u003cli\u003e\n\u003cp\u003eAbsa NewGold ETF - The Barclays/Absa NewGold ETF is an instrument that tracks the price of gold in line with the international markets. It is listed on the Nairobi Securities Exchange and trades under the symbol GLD. Any local investor can purchase it through placing an order through their stockbroker.\u003c/p\u003e\n\u003cp\u003eIf an investor buys the security/share of the NewGold ETF he is effectively buying approximately 1/100th of an ounce of Gold which is held in a secure depository on behalf of investors and is backed by physical gold.\u003c/p\u003e\n\u003c/li\u003e\n\u003c/ol\u003e\n\u003ch3 id=\"5-cryptocurrencies-high-risk\"\u003e5. Cryptocurrencies \u003csup\u003eHigh Risk\u003c/sup\u003e\u003c/h3\u003e\n\u003cp\u003eA cryptocurrency (or “crypto”) is a digital currency that can be used to buy goods and services, but uses an online ledger with strong cryptography to secure online transactions. Much of the interest in these unregulated currencies is to trade for profit, with speculators at times driving prices skyward.\u003c/p\u003e\n\u003cp\u003eJust recently they crypto market(all cryptocurrencies) surpassed 1.2 Trillion US Dollars, that\u0026rsquo;s 131,340,000,000,000.00 Kenyan Shillings. One Bitcoin, the most popular cryptocurrency is at 5,103,850.51 Kenyan Shilling. So you can see the potential cryptocurrencies have. They are a great investment. But you have to be careful as this is a high risk investment, i mean very high risk. Bitcoin and the likes aren\u0026rsquo;t regulated, if for example hypothetically bitcoin was to disappear from the internet, so would you money. It\u0026rsquo;s a high risk high return investment.\u003c/p\u003e\n\u003cp\u003eHere is a list of some cryptocurrencies\u003c/p\u003e\n\u003col\u003e\n\u003cli\u003eBitcoin at 5,103,850.51 Kenyan Shillings\u003c/li\u003e\n\u003cli\u003eEthereum at 196,334.71 Kenyan Shillings\u003c/li\u003e\n\u003cli\u003eLitecoin at 20,720.36 Kenyan Shillings\u003c/li\u003e\n\u003cli\u003eBitcoin Cash at 56,694.36 Kenyan Shillings\u003c/li\u003e\n\u003cli\u003eMonero at 16,504.40 Kenyan Shillings\u003c/li\u003e\n\u003c/ol\u003e\n\u003ch3 id=\"6-forex-high-risk\"\u003e6. Forex \u003csup\u003eHigh Risk\u003c/sup\u003e\u003c/h3\u003e\n\u003cp\u003eBasically investing/trading in other currencies eg USD.\u003c/p\u003e\n\u003cp\u003eOne way to do this is to register with \u003ca href=\"https://lp.fxpesa.com/landing-pages/refer-a-friend/?affid=C00958714\u0026amp;clickid=C00958714\"\u003eFXPesa\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003eThat\u0026rsquo;s it for today I know I haven\u0026rsquo;t covered all of them so I\u0026rsquo;ll save the rest for another day.\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://ajulusthoughts.stephenajulu.com/post/how-i-started-investing/\"\u003eGo check out my other post on how I started investing\u003c/a\u003e.\u003c/p\u003e\n\u003cp\u003eHave a great day everyone.\u003c/p\u003e\n","date_published":"2021-02-10T09:00:00Z","image":"https://ajulu.netlify.app/images/feature-758x426.jpg","tags":["investment","investing","finance","investing kenya","getting stated","featured"]},{"id":"https://ajulu.netlify.app/posts/how-i-started-investing/","url":"https://ajulu.netlify.app/posts/how-i-started-investing/","title":"How I Started Investing","summary":"Hi, how are you?\nMy name is Stephen and welcome to \u0026ldquo;How I Started Investing\u0026rdquo;.\nMy investment journey started with YouTube videos. Specifically Nabo Capital, Money Wise by Rina Hicks and Caroline Mutuko.\nI just stumbled upon Nabo Capital\u0026rsquo;s Money Market video, I researched Money Market Funds and found Cytonn.\nSo my first investment was 400 bob. It was all I had that day, I downloaded their app, registered and deposited that.\nAfter a few days I met a video by Rina Hicks which helped me further understand Investing.\n","content_html":"\u003cp\u003eHi, how are you?\u003c/p\u003e\n\u003cp\u003eMy name is Stephen and welcome to \u0026ldquo;How I Started Investing\u0026rdquo;.\u003c/p\u003e\n\u003cp\u003eMy investment journey started with YouTube videos. Specifically \u003ca href=\"https://www.youtube.com/c/NaboCapital-Investments/videos\"\u003eNabo Capital\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCN6_Kze4Oan1grlfbH-faig\"\u003eMoney Wise by Rina Hicks\u003c/a\u003e and \u003ca href=\"https://www.youtube.com/user/CarolineMutoko\"\u003eCaroline Mutuko\u003c/a\u003e.\u003c/p\u003e\n\u003cp\u003eI just stumbled upon Nabo Capital\u0026rsquo;s Money Market video, I researched Money Market Funds and found Cytonn.\u003c/p\u003e\n\u003cp\u003eSo my first investment was 400 bob. It was all I had that day, I downloaded their app, registered and deposited that.\u003c/p\u003e\n\u003cp\u003eAfter a few days I met a video by Rina Hicks which helped me further understand Investing.\u003c/p\u003e\n\u003cp\u003eI immediately put 400 in Bitcoin later that day and within a weeks time got 500. Out of excitement i withdrew, took out the 200 and reinvested 300 in Cytonn\u0026rsquo;s Money Market Fund. After a while, I invested 450 in bitcoin, sadly I was impatient(thinking i was going to lose my money) and withdrew after 3 weeks at 440, a ksh.10 loss.\u003c/p\u003e\n\u003cp\u003eSince then I have invested ksh. 2,000 in shares, 700 + on Cytonn Money Market Fund and 500 in Bitcoin.\u003c/p\u003e\n\u003cp\u003eMy shares have a 9% profit but sometimes i get as low as -12% loss in a day, I am still holding on.\u003c/p\u003e\n\u003cp\u003eGot ksh. 4 + in my money market fund(after 3 weeks).\u003c/p\u003e\n\u003cp\u003eGot ksh. 79 + in Bitcoins.\u003c/p\u003e\n\u003cp\u003eMy number 1 tip would be: Don\u0026rsquo;t rush, don\u0026rsquo;t be impatient, don\u0026rsquo;t fret when your investment goes into a loss, just hold on a little longer and I can assure you, you won\u0026rsquo;t regret it.\u003c/p\u003e\n\u003cp\u003eSo that\u0026rsquo;s it, I suggest you check out there channels.\u003c/p\u003e\n\u003cp\u003eI personally use Cytonn for Money Market Fund(You can start with as little as ksh. 100), Genghis for shares(same as above, there are share going for as low as 1.23 and the minimum share amount is 100, so that\u0026rsquo;s ksh. 123.) and Local Bitcoins(where you can also buy for as low as ksh. 100)\u003c/p\u003e\n\u003cp\u003eHave a great day!\u003c/p\u003e\n","date_published":"2021-02-08T15:00:00Z","image":"https://ajulu.netlify.app/images/investing-1.png","tags":["investment","investing","finance","investing kenya","getting stated"]}]}