{"version":"https://jsonfeed.org/version/1.1","title":"Stephen Ajulu","home_page_url":"https://ajulu.netlify.app/","feed_url":"https://ajulu.netlify.app/tags/wealth/feed.json","description":"Hello, I'm Stephen Ajulu, a seasoned multidisciplinary tech professional with over a decade of experience. I build impactful solutions using design, tech, and engineering in the pursuit of impact.","icon":"https://ajulu.netlify.app/images/me.jpg","authors":[{"name":"Stephen Ajulu","url":"https://stephenajulu.com","avatar":"https://ajulu.netlify.app/images/me.jpg"}],"items":[{"id":"https://ajulu.netlify.app/posts/potential-medium-to-high-returns-investment-options-to-explore/","url":"https://ajulu.netlify.app/posts/potential-medium-to-high-returns-investment-options-to-explore/","title":"Potential Medium to High Returns Investment Options To Explore","summary":"Investing is one of the best ways to grow your wealth over time. While there are no guarantees in investing, some investments offer a higher potential for returns than others. In this article, we\u0026rsquo;ll explore some of the potential medium to high returns investment options available to investors.\nReal Estate Investments Real estate has been a popular investment option for many years. It is a tangible asset that has the potential to appreciate in value over time. There are various ways to invest in real estate, including rental properties, flipping properties, and real estate investment trusts (REITs).\n","content_html":"\u003cp\u003eInvesting is one of the best ways to grow your wealth over time. While there are no guarantees in investing, some investments offer a higher potential for returns than others. In this article, we\u0026rsquo;ll explore some of the potential medium to high returns investment options available to investors.\u003c/p\u003e\n\u003ch2 id=\"real-estate-investments\"\u003eReal Estate Investments\u003c/h2\u003e\n\u003cp\u003eReal estate has been a popular investment option for many years. It is a tangible asset that has the potential to appreciate in value over time. There are various ways to invest in real estate, including rental properties, flipping properties, and real estate investment trusts (REITs).\u003c/p\u003e\n\u003cp\u003eRental properties can provide a steady stream of rental income and the potential for long-term appreciation in property value. Flipping properties involves buying a property, renovating it, and selling it for a profit. REITs are companies that own and manage income-producing real estate properties. They offer investors the opportunity to invest in real estate without having to buy, manage, or finance properties themselves.\u003c/p\u003e\n\u003cp\u003eIf you are a Kenyan, one of the REITs you could try is Vuka, a REIT created by Acorn Investments and Approved by The Capital Markets Authority. It allows you to invest for as low as 250/=. Try it today: \u003ca href=\"https://portal.vuka.co.ke/create-account?\u0026amp;invite_code=MS-100228-Dfi\"\u003eVuka Investment Club\u003c/a\u003e\u003c/p\u003e\n\u003ch2 id=\"stocks\"\u003eStocks\u003c/h2\u003e\n\u003cp\u003eInvesting in stocks is another popular way to grow your wealth. Stocks represent ownership in a company and offer investors the potential for long-term capital appreciation and dividends. There are various ways to invest in stocks, including individual stocks, mutual funds, and exchange-traded funds (ETFs).\u003c/p\u003e\n\u003cp\u003eIndividual stocks can provide higher returns but also carry higher risk. Mutual funds and ETFs offer diversification, which can help to lower risk. They are also professionally managed, which can be an advantage for investors who don\u0026rsquo;t have the time or expertise to manage their own portfolios.\u003c/p\u003e\n\u003ch2 id=\"cryptocurrencies\"\u003eCryptocurrencies\u003c/h2\u003e\n\u003cp\u003eCryptocurrencies have gained popularity in recent years as an alternative investment option. Cryptocurrencies are decentralized digital assets that use encryption techniques to secure transactions and control the creation of new units. They offer investors the potential for high returns but also come with high volatility and risk.\u003c/p\u003e\n\u003cp\u003eBitcoin, Ethereum, and Litecoin are some of the most popular cryptocurrencies. Investors can buy and hold cryptocurrencies as long-term investments or trade them actively to try and take advantage of short-term price movements.\u003c/p\u003e\n\u003ch2 id=\"peer-to-peer-lending\"\u003ePeer-to-Peer Lending\u003c/h2\u003e\n\u003cp\u003ePeer-to-peer lending, also known as P2P lending, is a way for investors to lend money to individuals or businesses through an online platform. P2P lending offers investors the potential for high returns but also carries the risk of borrower default.\u003c/p\u003e\n\u003cp\u003eInvestors can choose which loans to invest in based on the borrower\u0026rsquo;s credit score, loan purpose, and other criteria. P2P lending platforms charge a fee for connecting borrowers with investors and managing the loan process.\u003c/p\u003e\n\u003ch2 id=\"conclusion\"\u003eConclusion\u003c/h2\u003e\n\u003cp\u003eIn conclusion, there are various potential medium to high returns investment options available to investors. Real estate investments, stocks, cryptocurrencies, and P2P lending are just a few of the options available. Each investment option carries its own risks and potential rewards, and investors should carefully consider their investment objectives, risk tolerance, and time horizon before investing.\u003c/p\u003e\n\u003cp\u003eIt\u0026rsquo;s important to note that investing always involves risk and there are no guarantees of returns. Therefore, investors should always do their due diligence and seek professional advice before investing. With careful planning and informed decision-making, investors can potentially grow their wealth over time through a diversified investment portfolio.\u003c/p\u003e\n","date_published":"2023-02-28T16:22:00+03:00","image":"https://ajulu.netlify.app/images/photo-1580519542036-c47de6196ba5.jpeg","tags":["investment","investments","investing","invest","portfolio","investment portfolio","investment options","high returns","high risk","real estate","stocks","cryptocurrencies","p2p lending","lending","risk management","wealth"]},{"id":"https://ajulu.netlify.app/posts/the-outlier-male-straight-seven-system/","url":"https://ajulu.netlify.app/posts/the-outlier-male-straight-seven-system/","title":"The Outlier Male: Straight Seven System","summary":"Hello guys! Today we\u0026rsquo;ll be talking about the straight 7 system.\nWhat is the straight 7 system? The straight 7 system, a term coined by ISTMAN(Kris Sturmey) suggests instead of trying to perfect your wealth or your fitness, work on all the areas of your life and bring it to 7/10. The higher the better but that\u0026rsquo;s what you are looking for.\nNow I\u0026rsquo;ll break down about 9 areas that you can improve to a 7 in order to be called an \u0026ldquo;Outlier Male\u0026rdquo;.\n","content_html":"\u003cp\u003eHello guys! Today we\u0026rsquo;ll be talking about the straight 7 system.\u003c/p\u003e\n\u003ch3 id=\"what-is-the-straight-7-system\"\u003eWhat is the straight 7 system?\u003c/h3\u003e\n\u003cp\u003eThe straight 7 system, a term coined by ISTMAN(Kris Sturmey) suggests instead of trying to perfect your wealth or your fitness, work on all the areas of your life and bring it to 7/10. The higher the better but that\u0026rsquo;s what you are looking for.\u003c/p\u003e\n\u003cp\u003eNow I\u0026rsquo;ll break down about 9 areas that you can improve to a 7 in order to be called an \u0026ldquo;Outlier Male\u0026rdquo;.\u003c/p\u003e\n\u003cp\u003eThis system focuses on what you can improve, including:\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eWealth\u003c/li\u003e\n\u003cli\u003eFitness\u003c/li\u003e\n\u003cli\u003eIntelligence\u003c/li\u003e\n\u003cli\u003eFashion\u003c/li\u003e\n\u003cli\u003eAssets\u003c/li\u003e\n\u003cli\u003ePersonality\u003c/li\u003e\n\u003cli\u003eConfidence\u003c/li\u003e\n\u003cli\u003ePower/Status\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eThese are the 8 key areas to work on that if got to 7/10 will put you above the rest.\u003c/p\u003e\n\u003cp\u003eLet\u0026rsquo;s begin with\u003c/p\u003e\n\u003ch3 id=\"wealth\"\u003eWealth\u003c/h3\u003e\n","date_published":"2023-02-26T14:25:00+03:00","tags":["wealth","fitness","intelligence","fashion","assets","outlier","outlier male","man","masculine","personality","confidence","power","status","1stman"]},{"id":"https://ajulu.netlify.app/posts/here-s-how-i-m-going-to-be-an-outlier-top-10-male-in-5-years/","url":"https://ajulu.netlify.app/posts/here-s-how-i-m-going-to-be-an-outlier-top-10-male-in-5-years/","title":"Outlier Male Series: My Plan to Become an Outlier Male in 5 years","summary":"Hello guys, as the title says. Here\u0026rsquo;s how I plan to become an outlier male.\nWhy do I plan to become an outlier male?\nI want my family to live a comfortable life I want to live a better life I want to have an abundance of top-quality women(Surface level) I want to be healthy and strong I want to be financially free and have time freedom I want to pursue my genuine curiosity I want to enter a room and have people look. A king\u0026rsquo;s presence. I want my lineage to be safe and secure I just want to be better. I want to be at the top. I want to be better than other men. I want to have an abundance. I want to live a life well-lived. There are different pillars of a man\u0026rsquo;s life that need to be built up, these are:\n","content_html":"\u003cp\u003eHello guys, as the title says. Here\u0026rsquo;s how I plan to become an outlier male.\u003c/p\u003e\n\u003cp\u003eWhy do I plan to become an outlier male?\u003c/p\u003e\n\u003col\u003e\n\u003cli\u003eI want my family to live a comfortable life\u003c/li\u003e\n\u003cli\u003eI want to live a better life\u003c/li\u003e\n\u003cli\u003eI want to have an abundance of top-quality women(Surface level)\u003c/li\u003e\n\u003cli\u003eI want to be healthy and strong\u003c/li\u003e\n\u003cli\u003eI want to be financially free and have time freedom\u003c/li\u003e\n\u003cli\u003eI want to pursue my genuine curiosity\u003c/li\u003e\n\u003cli\u003eI want to enter a room and have people look. A king\u0026rsquo;s presence.\u003c/li\u003e\n\u003cli\u003eI want my lineage to be safe and secure\u003c/li\u003e\n\u003cli\u003eI just want to be better. I want to be at the top. I want to be better than other men. I want to have an abundance.\u003c/li\u003e\n\u003cli\u003eI want to live a life well-lived.\u003c/li\u003e\n\u003c/ol\u003e\n\u003cp\u003eThere are different pillars of a man\u0026rsquo;s life that need to be built up, these are:\u003c/p\u003e\n\u003col\u003e\n\u003cli\u003e\u003cstrong\u003eHealth/Body\u003c/strong\u003e: Be in shape, healthy and active. Hormone, sleep, diet, and other optimizations\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eWealth/Money/Resources/Assets\u003c/strong\u003e: Have resources and money. Investments. Crypto. Stocks. Real Estate.\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eRelationships\u003c/strong\u003e: Be good to my family. Build a good circle of primarily male friends who have similar goals of reaching the top. Cutting out untrustworthy friends. Building a do-or-die brotherhood who help each other. Finding a good woman. Leading your family.\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eFaith\u003c/strong\u003e: Get closer to God\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eMind\u003c/strong\u003e: Amass knowledge. Practice. Learn skills. Learn new languages. Fix mindset. Reading books.\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eStyle\u003c/strong\u003e: Dress better. Smell Better. Look freaking great.\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eOthers\u003c/strong\u003e: Body language, experience, game, stoicism, leadership, accountability, responsibility, frame control, emotional control, sexual interactions, looks maxing, personal branding, fighting, manly skills \u0026amp; more\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eLife setup\u003c/strong\u003e (Male Advantage years 25 -40): Getting things in place to look, feel and be high value e.g. nice car, nice house, nice everything.\u003c/li\u003e\n\u003c/ol\u003e\n\u003cp\u003eSo, to begin, I\u0026rsquo;ll focus on 3 things. I won\u0026rsquo;t do more than 3 things at a time because then the transformation will be exhaustive and I\u0026rsquo;ll quit mid-way. I\u0026rsquo;ll only do more when I can.\u003c/p\u003e\n\u003cp\u003eMy first focus will be on Health/Body, Mind \u0026amp; Faith/Spirituality. But along the way, I\u0026rsquo;ll incorporate Others into the plan.\u003c/p\u003e\n\u003cp\u003eWe have 5 years. I\u0026rsquo;ve broken this into:\u003c/p\u003e\n\u003ch2 id=\"year-1--2-body-mind-and-spirit\"\u003eYear 1 \u0026amp; 2: Body, Mind, and Spirit\u003c/h2\u003e\n\u003ch2 id=\"year-3--4-wealth-style--others\"\u003eYear 3 \u0026amp; 4: Wealth, Style \u0026amp; Others\u003c/h2\u003e\n\u003ch2 id=\"year-5-life-setup--relationships\"\u003eYear 5: Life setup \u0026amp; Relationships\u003c/h2\u003e\n\u003cp\u003eHere\u0026rsquo;s how I think about it.\u003c/p\u003e\n\u003cp\u003eYou can\u0026rsquo;t have a nice house and a hot chick if you don\u0026rsquo;t have money or relationship skills, you can\u0026rsquo;t have money. if you don\u0026rsquo;t have the skills.\u003c/p\u003e\n\u003cp\u003eNow, of course, you can be fat with mental issues and still be rich or you can have a nice body but still be broke. The key is not 100% of all these things but 70% even 60% across the board.\u003c/p\u003e\n\u003cp\u003eNow life setup and relationships are last, not because you should avoid your family or not set up your life well but rather because I believe you\u0026rsquo;ll have more time and resources in the future that you can use to set them up better, let\u0026rsquo;s take life setup, for example, it requires money. Relationships require time.\u003c/p\u003e\n\u003cp\u003eYou don\u0026rsquo;t want a situation where you are busy chasing girls while doing the above, it will likely end in a catastrophe. You can also decide to go the road of faking a good lifestyle but people will smell it on you that you don\u0026rsquo;t have half of what you brag about on social media.\u003c/p\u003e\n\u003cp\u003eYou should first build your body, this will allow you to \u0026ldquo;focus\u0026rdquo; on building the mind all while you are connecting to your spirituality. A healthy body + a healthy spirituality = an even healthier mind. You need all these pieces to go to step 2 which is where we primarily focus on making money, improving style and more. Once you are fit, clothes fit you better. And with the halo effect + hypergamy to your advantage, it becomes a done deal.\u003c/p\u003e\n\u003cp\u003eThe Bible is an amazing book that can build the mind as well as your spirituality.\u003c/p\u003e\n\u003cp\u003eThese three things are connected because they form you. No one can take your knowledge, skills, and strength from you of course except God.\u003c/p\u003e\n\u003cp\u003eBut man can take your wealth, your clothes, your life setup, your cars, your girl and even destroy your relationships. That\u0026rsquo;s why you need to build YOU first then build all the others because then you already have the skills, the knowledge, the experience, the body, the mind and the spirit, building whatever is stolen is easier. Plus once you follow this systematically, who would even dare try to take your stuff or your girl. You\u0026rsquo;ll be rich, jacked, know how taekwondo or something and have The Almighty God by your side. No one will want to fuck with you because you are UNSTOPPABLE. This is what girls love in a man. Ambition. Wealth. Determination. Prespicacity as Andrew Tate, the top G says. These are the benefits of following this order.\u003c/p\u003e\n\u003cp\u003eAnother thing about this is this order is the best way to build a foundation.\u003c/p\u003e\n\u003cp\u003eI\u0026rsquo;ll go on this \u0026ldquo;hero\u0026rsquo;s journey\u0026rdquo; with you. The goal or rather the light at the end of the tunnel is YOU being the top g, having time and financial freedom with an abundance of resources.\u003c/p\u003e\n\u003cp\u003eIn the next post, I\u0026rsquo;ll talk a bit about who I am, who an outlier male is, and why we should strive to become like him. ({ADONIS} in Hamza\u0026rsquo;s voice)\u003c/p\u003e\n\u003cp\u003eIn the next post after that, I\u0026rsquo;ll cover my plans for body, mind, and spirit, the foundational pillars. And, by the way, you don\u0026rsquo;t have to be a Christian to follow these. In spirituality, for example, you can meditate. I am however going to write it the way I\u0026rsquo;m doing it.\u003c/p\u003e\n\u003cp\u003eRemember the goal is to become a truly top-tier man by the time 5 years a done.\u003c/p\u003e\n\u003cp\u003eFor those who want to join in on this. By next week, I\u0026rsquo;ll have set up a group where we can keep each other accountable and help each other.\u003c/p\u003e\n\u003ch3 id=\"now-remember-we-are-all-beginners-even-me-i-dont-know-more-than-you-and-im-not-in-a-better-position-than-you-i-just-have-good-mentors-and-have-stolen-bits-and-pieces-from-their-word-and-have-made-this-so-you-dont-have-to-watch-100-self-improvement-videos-and-read-10-books-so-relax-lets-take-this-step-by-step\"\u003eNow remember, we are all beginners, even me. I don\u0026rsquo;t know more than you and I\u0026rsquo;m not in a better position than you. I just have good mentors and have stolen bits and pieces from their word and have made this so you don\u0026rsquo;t have to watch 100 self improvement videos and read 10 books. So relax, let\u0026rsquo;s take this step by step.\u003c/h3\u003e\n\u003cp\u003eThank you and have a good one.\u003c/p\u003e\n\u003cp\u003eP.S. Kindly note that this program is mainly targeted toward men but women are allowed to join. Also, while the program is free the group will be paid in order to avoid spam and disrespectful people from joining. The benefits of this group are endless. I\u0026rsquo;ll talk about the group soon. The platforms are either Discord or Telegram.\u003c/p\u003e\n\u003cp\u003eThis will eventually become paid once we are done with the first section, only those who join now, within the first 2 years since the posting of this article will get in for free.\u003c/p\u003e\n\u003ciframe src=\"https://anchor.fm/stephenajulu/embed/episodes/How-Im-Going-to-Become-an-Outlier-Male-and-How-You-Can-Too-e1srjeu\" height=\"102px\" width=\"400px\" frameborder=\"0\" scrolling=\"no\"\u003e\u003c/iframe\u003e","date_published":"2022-12-28T14:00:00+03:00","image":"https://ajulu.netlify.app/images/photo-nic-khhukoxqo4k-unsplash.jpg","tags":["lifestyle","health","wealth","relationships","dating"]},{"id":"https://ajulu.netlify.app/posts/how-to-build-wealth-in-your-teens-and-20s/","url":"https://ajulu.netlify.app/posts/how-to-build-wealth-in-your-teens-and-20s/","title":"How To Build Wealth in Your Teens and 20s(Updated)","summary":"Here\u0026rsquo;s how you can build wealth in your teens and 20s.\n1. Live below your means Never before has there been such a rise in self-comparison especially with the invention of Instagram. But forget that for a second. Remember 50% of those people you see flaunting money and living in luxury are in debt and are using loans to keep the facade.\nEmbrace minimalism and essentialism. Live below your means. Don\u0026rsquo;t focus on how people view you, focus on yourself. I can assure you 70% out of the 50% are living miserably and in debt. They are depressed and sometimes desire to commit suicide.\n","content_html":"\u003cp\u003eHere\u0026rsquo;s how you can build wealth in your teens and 20s.\u003c/p\u003e\n\u003ch3 id=\"1-live-below-your-means\"\u003e1. Live below your means\u003c/h3\u003e\n\u003cp\u003eNever before has there been such a rise in self-comparison especially with the invention of Instagram. But forget that for a second. Remember 50% of those people you see flaunting money and living in luxury are in debt and are using loans to keep the facade.\u003c/p\u003e\n\u003cp\u003eEmbrace minimalism and essentialism. Live below your means. Don\u0026rsquo;t focus on how people view you, focus on yourself. I can assure you 70% out of the 50% are living miserably and in debt. They are depressed and sometimes desire to commit suicide.\u003c/p\u003e\n\u003cp\u003eLive below your means. Here\u0026rsquo;s how you know you are living below your means.\u003c/p\u003e\n\u003cp\u003eYou retain close to 30% of your monthly income after all the deductions including water, rent, food, and other bills.\u003c/p\u003e\n\u003ch3 id=\"2-create-an-emergency-fund\"\u003e2. Create an emergency fund\u003c/h3\u003e\n\u003cp\u003eAn emergency fund usually entails saving up money capable of taking you 3 to 12 months with zero income.\u003c/p\u003e\n\u003cp\u003eYou create an emergency fund by adding up all the bills you need to foot including rent, food, waste, and transport, then adding the occasional self-treatment/payment/enjoyment/leisure, then adding up medical costs/insurance, and finally adding up 20% of the aforementioned additions times 3 or 6 or 12.\u003c/p\u003e\n\u003cp\u003eBasically, an emergency fund is a fund capable of keeping you alive and healthy for 3 to 12 months. This means food, rent, bills(internet, electricity, waste, water, health, car, among others) times 3 months or 6 months or 12 months. The further the better.\u003c/p\u003e\n\u003cp\u003eMine comes up to Ksh. 40,000 or 400 USD per month, now times 6 = Ksh. 240,000 or 2400 USD. Don\u0026rsquo;t get extravagant because you\u0026rsquo;ll need to save up the amount you end up with. Remember BASICS and 20% of the basics(for leisure).\u003c/p\u003e\n\u003ch3 id=\"3-manage-debt\"\u003e3. Manage debt\u003c/h3\u003e\n\u003cp\u003eNot all debt is created equal, there\u0026rsquo;s good debt and bad debt. Find the difference and manage it. If you can eliminate all debt. The top 10% know how to use debt to create income. Make sure the income is 3x higher than the debt to prevent issues.\u003c/p\u003e\n\u003ch3 id=\"4-invest\"\u003e4. Invest\u003c/h3\u003e\n\u003cp\u003eInvest immediately you get your income. I\u0026rsquo;d suggest you invest in index funds if you live in the US and other first-world countries.\u003c/p\u003e\n\u003cp\u003eGenerally, I suggest you invest in stocks, cryptocurrencies, mutual funds, unit trusts, ETFs, NFTs, and others. Rule of thumb: Invest 30%(50% is great) of your income, if you can invest more, do it. Working on an ebook that will teach you more ways to invest and even simplify investing.\u003c/p\u003e\n\n\u003ch5 class=\"additionalreading\"\u003eAlso Read: \u003ca href=\"\"\u003e\u003c/a\u003e\u003c/h5\u003e\n\n\n\n\n\n\n\n\u003ch3 id=\"5-get-a-job-or-build-a-business\"\u003e5. Get a job or build a business\u003c/h3\u003e\n\u003cp\u003eThis is a no-brainer. Apply to jobs or build a business, even better: do both. You need as much money as possible. Don\u0026rsquo;t be afraid to do \u0026ldquo;low caliber\u0026rdquo; jobs. If you can do multiple small jobs without burning out or experiencing degrading health, do it.\u003c/p\u003e\n\u003ch3 id=\"6-create-multiple-streams-of-income\"\u003e6. Create multiple streams of income\u003c/h3\u003e\n\u003cp\u003eThis is very important. Find ways you can build multiple streams of income e.g you can write articles even as you build your business or do your job. This will eventually grow into something that makes money for you while you sleep.\u003c/p\u003e\n\u003cp\u003eThe creative economy is a great thing, research and create products then sell them on platforms like Gumroad or Podia. You can also productize your service and sell them.\u003c/p\u003e\n\u003ch3 id=\"7-stay-healthy\"\u003e7. Stay healthy\u003c/h3\u003e\n\u003cp\u003eBy staying healthy you keep yourself from getting sick and having to use the money to pay for bills. But that\u0026rsquo;s not the only thing that it will help with. You will also be in better shape to earn more money and build wealth. Also, consider investing in medical insurance. Find a good one, research the pros and cons before settling.\u003c/p\u003e\n\u003cp\u003eSee a previous post on how you can become healthy.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eRemember: Low/NO Sugar, No Soy, Moderate Sodium, High Fat, Low Carbs, More Veggies, More Meat, More Water, More Fiber, Fewer Fruits, More Eggs and Less Frequently(One Meal A Day, One And A Half Meals A Day, Intermittent Fasting, Autophagy\u003c/strong\u003e)\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eAlso Remember More Sun, More Fermented Foods, More Movement/Exercise.\u003c/strong\u003e\u003c/p\u003e\n\n\u003ch5 class=\"additionalreading\"\u003eAlso Read: \u003ca href=\"\"\u003e\u003c/a\u003e\u003c/h5\u003e\n\n\n\n\n\n\n\n\u003ch3 id=\"8-learn--build-your-skills\"\u003e8. Learn \u0026amp; build your skills\u003c/h3\u003e\n\u003cp\u003eBuilding skills makes you high value, which means you become twice as likely to be hired every time you learn a new skill or master an old one. The same is true for business, the more skills you learn the more likely you are to attract potential clients.\u003c/p\u003e\n\n\u003ch5 class=\"additionalreading\"\u003eAlso Read: \u003ca href=\"\"\u003e\u003c/a\u003e\u003c/h5\u003e\n\n\n\n\n\n\n\n\u003cp\u003eI\u0026rsquo;d suggest signing up for Skillshare, use this link to get 1 free premium month worth of content: \u003ca href=\"https://skl.sh/3wxbE9O\" title=\"https://skl.sh/3wxbE9O\"\u003ehttps://skl.sh/3wxbE9O\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003eI\u0026rsquo;m currently learning\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eFinancial Literacy\u003c/li\u003e\n\u003cli\u003eWeb Design with Figma and Webflow\u003c/li\u003e\n\u003cli\u003eCopywriting\u003c/li\u003e\n\u003cli\u003eFacebook ADS\u003c/li\u003e\n\u003cli\u003eGraphic Design\u003c/li\u003e\n\u003cli\u003ePython\u003c/li\u003e\n\u003cli\u003eRuby on Rails\u003c/li\u003e\n\u003cli\u003eGolang\u003c/li\u003e\n\u003cli\u003eWeb Development\u003c/li\u003e\n\u003c/ul\u003e\n\u003ch3 id=\"9-start-a-retirement-fund\"\u003e9. Start a retirement fund\u003c/h3\u003e\n\u003cp\u003eI know, I know, you are in your teens and twenties, you think you are still young. But trust me, if you want to build wealth, start a retirement fund. Try Roth IRA, 401k, you could also ask your bank if they offer retirement accounts or go with your country\u0026rsquo;s retirement fund. But make sure you get the most bang for your buck. Requirements for a good retirement fund: 1. The company is regulated and was founded 10 years ago or later 2. The rates are very good(you\u0026rsquo;ll need to research multiple funds to know if the rate of the one you choose is great) 3. Can be hooked up to your bank of choice, employer and supports manual payments(not primary) - Basically, you need to have an automatic payment system in place where money is automatically deposited into the funds but allows you to top up.\u003c/p\u003e\n\u003ch3 id=\"10-stop-gambling\"\u003e10. Stop gambling\u003c/h3\u003e\n\u003cp\u003eGambling is a bad habit and could cost you everything.\u003c/p\u003e\n\u003ch3 id=\"11-take-responsibility-for-your-life-and-finances\"\u003e11. Take responsibility for your life and finances\u003c/h3\u003e\n\u003cp\u003eThat\u0026rsquo;s the end of this post.\u003c/p\u003e\n\u003cp\u003eTo all who take the initiative to put the above into action, \u0026ldquo;\u003cstrong\u003eGreatness is coming!\u003c/strong\u003e\u0026rdquo;.\u003c/p\u003e\n\u003cp\u003eMore ways will be explained in my ebook: \u0026ldquo;How to Invest and Build Wealth\u0026rdquo;. I still don\u0026rsquo;t have a date but my newsletter subscribers will be among the first to be notified together with a 50% coupon code.\u003c/p\u003e\n\u003cp\u003eSubscribe to my newsletter down below.\u003c/p\u003e\n\u003cp\u003eSee you soon.\u003c/p\u003e\n","date_published":"2021-09-02T12:07:00+03:00","image":"https://ajulu.netlify.app/images/morgan-housel-pcdggex9-ja-unsplash.jpg","tags":["wealth","investment","finance"]}]}